Lending is a type of financial relationships between two parties: the lender and the borrower. The lender provides a loan of money or some other item for temporary use while borrower uses the provided loan under the conditions that guarantee its refund. Usually, lending is a services provided by financial establishments, although there is also peer-to-peer — i.e., person-to-person — lending that means that individuals do not use any kind of intermediary. This kind of p2p lending removes the middleman from the process. However, it takes more time and carries more risk. Lately, there has also appeared the possibility of online lending, including Bitcoin lending platforms. As cryptocurrency has grown in terms of price and popularity, Bitcoin lending sites provide more and more services for lending Bitcoin and other cryptocurrency.
GHO 将允许用户借用稳定币，同时仍然了解他们在 Aave 上锁定资产的收益，但该提案现阶段只是寻求反馈。
一份泄露的来自Morgan Creek Digital的投资者电话报告显示，BlockFi以10亿美元的价格清算三箭资本。而据报道，Celsius去年保持着高风险的资产权益率，这可能是导致它最近遭遇流动性困境的原因。